This time of year it’s important to make sure your wallet is prepared for shopping and the expenses that are about to commence. Before you start finding the best presents, make sure to add some cheer and major savings to your wallet and apply for a USCCU Credit Card.

Add Cheer to your Wallet

We know how important it is to have a reliable credit card in your wallet. 

Mastercard credit cards are convenient, powerful tools to help build your credit, make big purchases, and practice financial responsibility. But credit cards can be complicated. From interest rates, to balance transfers, to late fees and due dates, keeping up with all of the info is a lot. Here’s 4 tips that every credit card user should know:

With its endless catalog of items, competitive prices, and lightning fast shipping, it’s no surprise that Amazon has taken the online shopping world by storm. And with Amazon Prime day coming up on June 15^th and 16^th, shoppers in search of a good deal are in full-preparation mode. But how can you make sure you’re getting the best deal on Prime Day? Here’s 4 tips to be a Prime Day Pro.

Students! Make sure you use these tips to keep your financial information safe so you can avoid scammers and frauds!

Trying to improve your credit score? Those three little numbers can be crucial if you want to rent an apartment, buy a car, or open low rate, high benefit credit cards. Here are five ways you can boost your credit score and own your future!

1) Leave accounts open

Before you make the decision to close an account, make sure you check if closing the account will negatively affect your credit score. One of the biggest factors in calculating your credit score is the length of time your account has been established, so keeping cards, even when you don’t use them, can help your score.

The holidays can be one of the most stressful times on your budget. Now that the holidays are through, it’s important to take a look at your financial well-being and get back on track in the New Year. Here’s some tips to help you recover and minimize debt from holiday spending.  

This holiday season, consumers are expected to spend nearly $1.1 trillion. It’s no surprise that whether online or in stores, the majority of these purchases will be made with a card of some sort. Debit and credit cards are very different and have their pros and cons when it comes to holiday shopping. We’ve broken down the implications of using a debit or credit card this holiday season so you can choose the swipe that’s right for you.

Giving Tuesday is on November 27^th this year, and there’s plenty of ways you can help give back! We came up with 4 ways you can get involved and lend a helping hand this #GivingTuesday.

College is the start of your adult life, and you'll start to see some changes in your day to day routine. From paying rent, to grocery shopping, to managing your free time and homework schedule, college comes with a lot of responsibilities you've never had to consider. One of these considerations is your personal finances. You might be wondering, "Where do I even start?". We hear you. Here's 5 helpful tips from our friends at Money Under 30 to follow as a college student getting started in your financial journey.