---
title: Blog- USC Credit Union | Credit Unions
description: Credit Unions | USC Credit Union Blog
---

[ATM/Locations](https://www.usccreditunion.org/atm-locator/)

[![USC Credit Union](https://blog.usccreditunion.org/hs-fs/file-1104064193-png/images/logo.png "USC Credit Union")](http://www.usccreditunion.org)

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[![USC Credit Union](https://blog.usccreditunion.org/hs-fs/file-1104064193-png/images/logo.png "USC Credit Union")](https://www-dev.usccreditunion.org/)

[![location1](https://blog.usccreditunion.org/hs-fs/file-1131853048-png/images/location1.png)](https://www-dev.usccreditunion.org/atm-locator)

- [Services](https://www.usccreditunion.org/) 
    - [Bank](https://www.usccreditunion.org/) 
          - [Checking](https://www.usccreditunion.org/product-landing/checking) 
                  - [Cardinal Checking](https://www.usccreditunion.org/products/cardinal-checking)
                  - [Gold Checking](https://www.usccreditunion.org/products/gold-checking)
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                  - [Compare Accounts](https://www.usccreditunion.org/product-comparison/checking-accounts)
          - [Cards](https://www.usccreditunion.org/product-landing/cards) 
                  - [Platinum MasterCard](https://www.usccreditunion.org/products/platinum-mastercard)
                  - [Platinum Rewards MasterCard](https://www.usccreditunion.org/products/platinum-rewards-mastercard)
                  - [Debit/ATM Cards](https://www.usccreditunion.org/products/debit-atm-cards)
          - [Savings](https://www.usccreditunion.org/product-landing/savings) 
                  - [Regular Share](https://www.usccreditunion.org/products/regular-share-savings-account)
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                  - [Value+ Money Market](https://www.usccreditunion.org/products/value-money-market)
                  - [Share Certificates](https://www.usccreditunion.org/products/share-certificates)
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          - [Home Loans](https://www.usccreditunion.org/product-landing/home-loans) 
                  - [Purchase Options](https://www.usccreditunion.org/products/purchase-options)
                  - [Refinance Options](https://www.usccreditunion.org/products/refinance-options)
                  - [Home Equity](https://www.usccreditunion.org/products/use-equity)
          - [Credit Cards](https://www.usccreditunion.org/product-landing/credit-cards) 
                  - [Platinum MasterCard](https://www.usccreditunion.org/products/platinum-mastercard)
                  - [Platinum Rewards MasterCard](https://www.usccreditunion.org/products/platinum-rewards-mastercard)
                  - [Compare Credit Cards](https://www.usccreditunion.org/product-comparison/compare-credit-cards/)
          - [Personal Loans](https://www.usccreditunion.org/product-landing/personal-loans) 
                  - [Line of Credit](https://www.usccreditunion.org/product-landing/personal-loans/#Line%20of%20Credit)
                  - [Term Loans](https://www.usccreditunion.org/product-landing/personal-loans/#Term%20Loans)
                  - [Deposit-Secured Loans](https://www.usccreditunion.org/product-landing/personal-loans/#Deposit-Secured%20Loans)
          - [Student Loans](https://www.usccreditunion.org/product-landing/student-loans) 
                  - [In-School](https://www.usccreditunion.org/products/in-school-student-loans)
                  - [Consolidation Loans](https://www.usccreditunion.org/products/consolidation-loan)
    - [Invest & Retire](https://www.usccreditunion.org/product-landing/invest-retire) 
          - [Invest & Retire](https://www.usccreditunion.org/product-landing/invest-retire) 
                  - [Traditional IRA](https://www.usccreditunion.org/products/traditional-ira)
                  - [Roth IRA](https://www.usccreditunion.org/products/roth-ira)
                  - [Coverdell Education Savings](https://www.usccreditunion.org/products/coverdell-education-savings)
                  - [Compare IRA Accounts](https://www.usccreditunion.org/product-comparison/compare-ira-accounts)
                  - [Investment Services](https://www.usccreditunion.org/products/investment-services)
    - [Resources](https://www.usccreditunion.org/resources/personal-resources/) 
          - [Resources](https://www.usccreditunion.org/resources/personal-resources) 
                  - [Personal Resources](https://www.usccreditunion.org/resources/personal-resources)
                  - [Student Resources](https://www.usccreditunion.org/resources/student-resources)
                  - [Calculators](https://www.usccreditunion.org/resources/calculators)
                  - [News & Events](https://www.usccreditunion.org/resources/news-events)
                  - [FAQs](https://www.usccreditunion.org/resources/faqs)
                  - [eBooks](https://www.usccreditunion.org/resources/ebooks)
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    - [Access](https://www.usccreditunion.org/product-landing/access) 
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                  - [ATMs & Branches Worldwide](https://www.usccreditunion.org/products/atms-and-branches-worldwide)
                  - [Home Banking](https://www.usccreditunion.org/products/home-banking)
                  - [Mobile Banking](https://www.usccreditunion.org/products/mobile-branch-access)
                  - [Online Fund Transfer](https://www.usccreditunion.org/products/online-fund-transfer)
                  - [Bill Pay](https://www.usccreditunion.org/products/bill-pay)
                  - [Direct Deposit](https://www.usccreditunion.org/products/direct-deposit)
                  - [Wire Services](https://www.usccreditunion.org/products/wire-services)
                  - [ACH](https://www.usccreditunion.org/products/ach)
- [Membership](https://www.usccreditunion.org/apply-now/)
- [Contact Us](https://www.usccreditunion.org/contact-us/)

# USC Credit Union Blog

# USC Credit Union Blog

## [5 Reasons to Keep your Money at a Credit Union](https://blog.usccreditunion.org/blog/5-reasons-to-keep-your-money-at-a-credit-union?hsLang=en-us)

 Posted by [Brianna Seaberg](https://blog.usccreditunion.org/blog/author/brianna-seaberg) on Feb 14, 2019 2:01:00 PM

[![abundance-achievement-bank-534229](https://blog.usccreditunion.org/hubfs/abundance-achievement-bank-534229.jpg)](https://blog.usccreditunion.org/blog/5-reasons-to-keep-your-money-at-a-credit-union?hsLang=en-us) 

[Read More](https://blog.usccreditunion.org/blog/5-reasons-to-keep-your-money-at-a-credit-union?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [6 Easy Steps to Switch to a New Financial Institution](https://blog.usccreditunion.org/blog/6-easy-steps-to-switch-to-a-new-financial-institution?hsLang=en-us)

 Posted by [Anora](https://blog.usccreditunion.org/blog/author/anora) on Jul 19, 2018 2:03:00 PM

[![open-bank-1](https://blog.usccreditunion.org/hubfs/open-bank-1.jpg)](https://blog.usccreditunion.org/blog/6-easy-steps-to-switch-to-a-new-financial-institution?hsLang=en-us)

If you’ve been following this blog, you may have suddenly realized that you want everyone in your family to become member-owners of the USC Credit Union. However, they might also be hesitant to make the switch. The process of closing one account and opening another appears daunting, but it is actually very easy! If you want to share the joy of lower fees, greater accessibility, and better resources with a loved one, just send this blog their way to clarify the process.

[Read More](https://blog.usccreditunion.org/blog/6-easy-steps-to-switch-to-a-new-financial-institution?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [Alternative to Monthly Banking Fees](https://blog.usccreditunion.org/blog/avoid-monthly-bank-fees?hsLang=en-us)

 Posted by [Katherine](https://blog.usccreditunion.org/blog/author/katherine) on Feb 22, 2018 2:42:00 PM

[![lady-sitting-looking-at-finances](https://blog.usccreditunion.org/hubfs/lady-sitting-looking-at-finances.jpg)](https://blog.usccreditunion.org/blog/avoid-monthly-bank-fees?hsLang=en-us)

An increasing amount of large banks are now eliminating free banking options and are instead initiating monthly fees. Sadly, this trend seems like it is here to stay. 

[Read More](https://blog.usccreditunion.org/blog/avoid-monthly-bank-fees?hsLang=en-us)

- [Tweet](https://twitter.com/share)

[All posts](https://blog.usccreditunion.org/blog/all)

## Welcome to our Blog!

### We provide the tools to build a smart financial future.

At USC Credit Union we put financial success in your hands. It's your future. Own it.

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see all

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