This time of year it’s important to make sure your wallet is prepared for shopping and the expenses that are about to commence. Before you start finding the best presents, make sure to add some cheer and major savings to your wallet and apply for a USCCU Credit Card.

Add Cheer to your Wallet

We know how important it is to have a reliable credit card in your wallet. 

The holidays can be one of the most stressful times on your budget. Now that the holidays are through, it’s important to take a look at your financial well-being and get back on track in the New Year. Here’s some tips to help you recover and minimize debt from holiday spending.  

This holiday season, consumers are expected to spend nearly $1.1 trillion. It’s no surprise that whether online or in stores, the majority of these purchases will be made with a card of some sort. Debit and credit cards are very different and have their pros and cons when it comes to holiday shopping. We’ve broken down the implications of using a debit or credit card this holiday season so you can choose the swipe that’s right for you.

Finals Week is quickly approaching Trojans, but no need to despair! This means the semester is almost over and then it’s time to relax. Whether this is your first finals season or your last, use these helpful tips to Fight On through finals towards that long awaited vacation!  

Giving Tuesday is on November 27^th this year, and there’s plenty of ways you can help give back! We came up with 4 ways you can get involved and lend a helping hand this #GivingTuesday.

College is the start of your adult life, and you'll start to see some changes in your day to day routine. From paying rent, to grocery shopping, to managing your free time and homework schedule, college comes with a lot of responsibilities you've never had to consider. One of these considerations is your personal finances. You might be wondering, "Where do I even start?". We hear you. Here's 5 helpful tips from our friends at Money Under 30 to follow as a college student getting started in your financial journey. 

Striking out on your own after college can be challenging for financial novices. For graduates with record student loan debt and entry-level jobs or worse, no jobs at all, learning to manage debt wisely will pave the way to a good credit score. That in turn creates opportunities down the road, including the possibility to refinance student loans at a better rate.

So you want to know how to establish good credit or re-establish your credit history? This is an important issue because having a good credit score is essential for obtaining good credit. The information in your credit report is used by potential creditors to determine if you are a good risk. You can help yourself establish or re-establish a good credit history by following these 11 simple steps: