USC Credit Union Blog

USC Credit Union Blog

Help USC Credit Union Beat Notre Dame!

Posted by Cerina Epple on Oct 24, 2016 12:20:00 PM

bushpush.pngImage source : Los Angeles Times

The USC/Notre Dame rivalry runs deep. The football rivalry, which began in 1926, is considered one of the most important in college football, and is often called the greatest intersectional rivalry in college football. 

From 2002-2009, 2011, and 2014 the Trojans have crushed the Fighting Irish, and every year since, millions of fans tune in to see if once again, USC will demolish Notre Dame's dreams and come out on top. But it's not just our football teams that are competing; every year, our credit unions compete as well. 

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The Not-So-Sweet Truth about Debt and Processed Foods

Posted by Cerina Epple on Oct 21, 2016 11:38:24 AM


 Yesterday at work, I was really drowsy and desperately craving an afternoon pick-me-up, so I devoured a bag of these Trolli Eggs (the most addicting and delicious candy in the whole wide world). I don’t even consider myself to be someone who really enjoys candy, but I LOVE these things. If you like gummy worms, this candy is similar…except much, much, much better. Trolli Eggs are a combination of crunchy, chewy, sweet, sour and fruity all in the shape and size of one, bite-sized, scrumptious, candy egg. I love this candy so much that one time, I biked to a 7-11 three miles away just to buy them. I will even be dramatic and say that this candy has changed my life. But did they change my life for the better?

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Happy International Credit Union Day!

Posted by Cerina Epple on Oct 20, 2016 11:30:00 AM



Today, we celebrate credit unions for making an authentic difference in communities all over the world.

The mission of international credit union day is to highlight and celebrate the qualities that make credit unions the best financial partners of people all over the world.

Why are credit unions the best financial partners? First, credit unions are the best becuase they are rooted in people-first principles. Among several principles, here are two of them: 

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Why Breakfast Deserves More CREDIT (Fall into Fitness Pt. 2)

Posted by Cerina Epple on Oct 12, 2016 11:30:00 AM


This week on Fall into Fitness: Why breakfast deserves more credit. 

Do you ever wish you had more time? Sometimes I feel like my life is a continual longing for more time. I constantly think to myself, "I wish I had more time to study, I wish I had more time to spend with friends and family, I wish I had more time to read the news, I wish I had more time to eat". Yes, if you’re a busy college student like me, you can probably relate with the struggle of finding time to even fulfill your basic needs like sleeping and eating.

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Classroom Initiative Impacts 2 Million Kids

Posted by Cerina Epple on Oct 10, 2016 1:00:00 PM

2_million.pngBecause USC Credit Union is deeply committed to the well-being of its community, USC Credit Union has partnered with Yoobi, (pronounced “you-be”) an innovative school supplies company whose name means “one for you, one for me.” Through the classroom initiative we are able to offer special savings to our members on supplies purchased through the Yoobi website using our own exclusive code CU-USC-10. And the best part?  For every item purchased, a Yoobi item is donated to a classroom in need.

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USC Credit Union Transforms Financial Literacy

Posted by Cerina Epple on Oct 6, 2016 12:10:00 PM


USC Credit Union was recently featured on CU Broadcast (a Credit Union talkshow)! CO-OP Financial Services Sr. Manager, Experimental Marketing Joe Franklin shows how CO-OP Financial Services, USC Credit Union and Yoobi are transforming financial literacy. 

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FALL into Fitness Pt 1. Running Your Way to Financial Success

Posted by Cerina Epple on Oct 4, 2016 1:58:43 PM


Week 1 Morning Fitness Regimen: Rotate through these exercises for 4 minutes + 1 minute rest. Do this 3 times for a 15-minute workout!

7 Burpees

40 bicycles  

20 squats

40 mountain climbers 

Many people, including myself, have 'run a marathon' as one of the items on their life bucketlist. Last Spring, I signed up (naively) to run the SF Marathon. I had run half marathons in the past, but marathons are a completely different beast. The reason I say I was naive when I signed up is because I did not anticipate how much time it would take to train for a marathon. Although I had all Summer, I was directing an overnight Computer Science program that “ran” (haha) from Sunday through Friday, leaving me very little time to get into marathon-running shape.

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FALL into Fitness

Posted by Cerina Epple on Sep 28, 2016 12:00:00 PM


Fall is officially here and what better way to enter the season than to set some new fitness goals?

January is notorious for being fitness month in America. Year after year we witness gym memberships spike because we all know the new year is an excuse for everyone and their dog to set a brand new fitness goal.  “This year is going to be THE year that I run that marathon and THE year that I’ll start cutting out all the Netflix and chill.” Sound familiar? But what happens when February rolls around? And March? The rigorous early morning workouts start to die down, trips to the gym become less frequent, Stranger Things begins airing and before we know it, we’re more or less back to our old fitness regimens. But this morning I thought to myself, “It doesn’t have to be this way!” We should be able to set fitness goals any time of year. And what better time to have this thought than today, in the begining of Fall?  It isn’t the start of a new year, but it is the start of a new season—and the start of my new morning fitness regimen. Care to join me?  

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Topics: Fitness

Is A Credit Union Mortgage Right For You?

Posted by Pierce Conway on Sep 22, 2016 1:00:00 PM

There are many pros to getting a mortgage through a credit union — if you qualify.



Credit unions have historically offered lower mortgage ratesand closing costs than traditional lenders. Anyone searching for a mortgage to buy a home for sale in Los Angeles, or anywhere across the U.S. can’t turn down that deal. But credit unions also tend to be more conservative in their lending practices, meaning that you might need to jump through more hoops — and have an excellent credit history — to qualify for a loan through one.

Take these pros and cons of a credit union mortgage into consideration when you’re shopping around for a loan — you may find that these loans are the right ones for your home purchase.

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Topics: Home Loans, Mortgage

Save on School Supplies and Help Classrooms in Need

Posted by Cerina Epple on Sep 21, 2016 12:00:00 PM


You Save. We Give. Classrooms Thrive.

Yoobi school supplies. They’re some of the coolest, most colorful pens, pencils and other school essentials you’ll find anywhere. And every Yoobi item you purchase has the power to help brighten the school day for someone else as well—in underprivileged classrooms in our area.

 Yoobi, (pronounced “you-be”) is the innovative school supplies company whose name means “one for you, one for me.” Their commitment to the spirit of sharing and community well-being fits perfectly with our credit union’s values. That’s why we’ve partnered with Yoobi to offer special savings to our members on supplies for your school, home or office purchased through the Yoobi website using our own exclusive code. Save on school supplies and office essentials by going to and using the exclusive discount code CU-USC-10 for 10% off your purchase! 

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