USC Credit Union Blog

USC Credit Union Blog

Steps to Becoming a Home-Owner

Posted by Katherine on Mar 15, 2018 2:43:00 PM

Buying a home for the first time is an exciting milestone. It's easy to get caught up in the house-hunting aspect, especially after all those years of watching HGTV. There is a whole lot more to home-buying, however, than just looking for the right home. 

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4 Things You Should Clean This Spring

Posted by Katherine on Mar 8, 2018 1:09:00 PM

The “new year new you” vibe may have died down, but spring cleaning could help you get back on track. Here are our top four picks of things that should be cleaned spring:

1. Declutter

If you’re anything like me, your daily cleaning habits tend to align more with “out of sight, out of mind” rather than actually putting things away. This mentality, however, is the reason I have random junk in my drawers that I could probably just throw-away. Spend some time going through the places where you carelessly shoved things into and evaluate whether to keep or toss.

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Women Scientists: National Women's History Month

Posted by Katherine on Mar 1, 2018 3:26:00 PM

In celebration of National Women’s History Month, let’s take a look at women innovation in science, a field that used to be predominantly male. Today, there has been an increased representation of women in science. Check out these amazing women who have made great strides in their fields:

Ada Lovelace: First computer programmer

"I don’t wish to be without my brains, tho’ they doubtless interfere with a blind faith which would be very comfortable." – Ada Lovelace

Yes, the first computer program was written before there were cameras, or computers for that matter. You may be wondering, how is this possible? She was working on Charles Babbage’s proposed computer model known as the Analytical Engine and wrote instructions for it, now celebrated as the first program. Now, she has a national holiday held on the second Tuesday of every October to celebrate women’s achievements in STEM.

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5 Stages of Buying Your First Car

Posted by Katherine on Feb 24, 2018 12:57:00 PM

The time has come where you can't accomplish your daily tasks without a car.  Here are the stages you'll probably go through while buying your first car.

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Alternative to Monthly Banking Fees

Posted by Katherine on Feb 22, 2018 2:42:00 PM

An increasing amount of large banks are now eliminating free banking options and are instead initiating monthly fees. Sadly, this trend seems like it is here to stay. 

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3 Ways to Up Your Financial Game this President's Day

Posted by Katherine on Feb 15, 2018 12:00:00 PM

Happy President’s Day! Now that there is a nice three day weekend, let’s talk about finances…

No wait, come back!

I know that fixing your finances isn’t the ideal way of spending your three-day mini vacation, but if not now, when? Don’t worry, we’ll try to help make this as painless as possible.

1. Learn to Budget

Even though money is green, it doesn’t grow on trees. This is where budgeting comes in! Similar to how presidents have to manage the nation’s budget, you have to be in control of your own finances and ensure you aren’t overspending. If you are planning on making a big purchase anytime soon, don’t forget to calculate the cost after taxes are calculated to make sure you saved enough. Even our presidents sometimes don’t budget their personal finances well. Eisenhower had to borrow money from his bodyguard to buy his grandchild a gift! (I bet you did not know that one!)

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4 Tips to Positively Ace the Semester

Posted by Katherine on Feb 8, 2018 3:00:00 PM

Last time, we talked about ways to beat procrastination. With that skill now mastered, you may begin to wonder how to keep your morale high while working.

1. Stay Positive

The best motivational tactic is to maintain a positive attitude! If you think something is going to suck then you will almost definitely be miserable because you entered the situation with a defeated mindset. If you come in thinking positively, you will most likely have a more enjoyable experience. At least try to fake it until you make it. I mean it takes more muscles to frown than smile, right?

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National Wear Red Day: Show your Heart!

Posted by Katherine on Feb 2, 2018 6:00:00 PM

Cardinal is a Trojan’s staple color, but today wearing red means more than school spirit. The American Heart Association has designated the first Friday of every February to be National Wear Red Day to raise awareness for heart disease and stroke in women.


Heart disease is currently the #1 killer in women, but only 55% of women realize this. Less than half of women know if they are even at risk of heart disease because they don’t know if they have a healthy blood pressure or cholesterol level.

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4 Steps to Stop Procrastinating in 2018

Posted by Katherine on Jan 30, 2018 4:00:00 PM


We are all eager to accomplish our New Year’s Resolutions (including that 4.0 GPA) but procrastination sometimes gets the best of us… here are 4 steps to get you motivated and beat procrastination!

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3 Ways to Achieve your Financial Goals in 2018

Posted by Katherine on Jan 26, 2018 2:01:02 PM
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