USC Credit Union Blog

USC Credit Union Blog

20 Things Nobody Tells You When You Graduate College

Posted by Pierce Conway on May 17, 2016 2:00:00 PM

Take a crazy job, don't stress about money — and Drake was right




Congratluations class of 2016! We are proud to call you alumni of University of Southern California. I'm sure many of you are wondering now that college is what?

Before you throw your cap in the air — or at least before you stage an Instagram photo of you throwing your cap in the air — allow me to share some things nobody will tell you about transitioning into the real world

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Topics: Students

An Open Letter To Those Not Graduating On Time

Posted by Pierce Conway on May 12, 2016 3:09:08 PM


It sucks, and I won't lie to you and tell you it doesn't. The day you walk out of Advising, head hanging down because you aren't going to finish in four years, makes you feel ashamed of yourself. You did well in high school; you were always told you were smart, expected to be smart, so why couldn't you make it out in four years like you were supposed to?


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6 Tips for a Stress Free Finals Week

Posted by Pierce Conway on May 3, 2016 11:00:00 AM


It's that time of the year again! With the school year rapidly slipping away and the promise of summer on the horizon, the looming cloud of finals week is enough to defeat even the most dedicated student. Whether you have been preparing since the first day of classes or are opening that textbook for the first time, there are bound to be nerves and maybe even a few tears.

But a few simple tweaks can help calm those pre-test jitters and set you on the path to success.

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Topics: Students

8 Smart Steps to Appeal for More College Financial Aid

Posted by Pierce Conway on Apr 26, 2016 11:00:00 AM

And boost your odds of actually getting it.


If you can’t afford your dream college because it didn’t award you enough financial aid, don’t just give up in defeat. You still have time to appeal for an increase in grants or scholarships.

“It is important for families to know that this option exists, that there is a process in place where they can appeal, and a financial aid officer has authority to make changes” to their award, says Megan McClean, managing director of policy and federal relations for the National Association of Student Financial Aid Administrators.

While colleges are not required to approve all (or any) appeals, financial aid counselors and families who have made successful appeals say that following these eight steps will maximize your chances of getting more aid.

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Topics: Students

Why Money Makes You Stressed

Posted by Pierce Conway on Apr 19, 2016 11:00:00 AM


Whether or not we talk about money with our friends and family—and we probably don’t—we rarely touch on the subject at work. It’s embarrassing, even taboo, and it raises questions around self-worth and security. However, money and its attendant worry makes its way into the office all the same—dominating our thoughts and affecting performance and focus.

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Topics: money, money tips

Your Guide To Traveling On A Budget

Posted by Pierce Conway on Apr 12, 2016 11:44:33 AM


A tight travel budget is a nasty thing: from lousy accommodation to suspicious-looking takeout meals, a modest piggy bank will make you scream on the inside counting cents on the days when you are supposed to be enjoying yourself. Still, el cheapo trips do not have to be all woe and no fun if you know where to look for discounts, savings, and freebies – and here are a few useful tips on how to get the best vacation value for your money even when pressed for cash.

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7 Tips for the Class of 2020

Posted by Pierce Conway on Apr 5, 2016 11:59:53 AM



Welcome to the Trojan Family class of 2020! You’ve been welcomed into a worldwide network of Trojans and will experience levels of school pride that only exist at USC. Here are some tips that will help make your transition into SC smooth and make the most out of your freshman year.

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Topics: Students

Everything You Need To Know About Buying A Used Car

Posted by Pierce Conway on Mar 29, 2016 11:30:00 AM


Buying a used car from a private party or a dealer can be a very daunting task. There’s nothing more frustrating than buying something that doesn’t work well, especially something as expensive as a car. There are A LOT of things to consider when looking to purchase a car. Before you make the big decision, take these tips into consideration!

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Topics: Auto, Cars, Auto financing

Traditional IRAs Work Just Fine

Posted by Pierce Conway on Mar 22, 2016 11:00:00 AM


When it comes to individual retirement accounts, you have several choices. All offer some tax savings. The big difference is when, exactly, you get those savings.

For some people, a traditional IRA still has a lot of appeal. These taxpayers find that this type of savings plan helps build tomorrow's nest egg while reducing today's taxes, thanks to a deduction that doesn't require itemizing.

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Topics: savings, IRA

Poppin Tags: Being Hollywood Fashionable on a Budget

Posted by Pierce Conway on Mar 15, 2016 12:00:00 PM

If there’s one thing Los Angeles is famous for it’s for being a city of style! Walking down the streets of Beverly Hills and Hollywood can often feel like walking the catwalk during Fashion Week. This leads to the question: how do people afford extravagant clothes and ridiculous LA rents?



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Topics: spending, shopping, fashion

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