USC Credit Union Blog

USC Credit Union Blog

Is Student Loan Refinancing Right for You?

Posted by Katherine on Nov 2, 2017 12:00:00 PM
Read More

8 Signs of Commencing Adulthood: A Quarter-Life Crisis

Posted by Katherine on Oct 25, 2017 12:00:00 PM


Let's face it, growing up is hard. Who ever thought being an adult brought so many changes so fast. But it isn't all bad right? Like most transitions, there are things to look forward to in adulthood. Here are 8 signs that indicate you're in the middle of a quarter-life crisis.

  1. When Friday nights on your calendar are booked as "Netflix".

    Late night partying is a thing of the past. The only “parties” you’re familiar with now are the political parties in “House of Cards”. (Bonus points if you actually own and update a calendar).


  2. You sip your cocktails, instead of chugging them.

    Cocktails are expensive, and you work hard for your money! So yes, you are going to sip that drink and enjoy Every. Last. Drop.


  3. A “weekend getaway” no longer means crashing on your buddy’s couch.

    Say goodbye to awkward sleeping positions. Though your friend’s couch may be exotic and exciting by some standards, your discoveries there are not as pleasant. No more cheese dust and loose change, you have more exciting adventures waiting!

Read More

Handle Your Student Loan Refinance Like a Boss

Posted by Myke on Oct 13, 2017 12:00:00 PM

Refinancing your student loan can lower your monthly payment and potentially save you thousands of dollars on interest. While the process isn’t difficult, refinancing college loans does require some research on your part in order to get the most benefit. Here’s what you need to do:

Preparation is Key

Your credit score is a major factor that lenders consider when you apply to refinance your student loans. Since earning your degree, you have probably been earning a salary and consistently making payments on your loans and credit cards. These can contribute to a good credit score. You should check your credit report to make sure it accurately reflects your creditworthiness and that all the reported information is correct. Here’s how:

Read More

What’s in It for You When You Refinance Your Student Loan?

Posted by Myke on Oct 10, 2017 5:00:00 PM

What’s your next step and what’s holding you back? If you are like most who have graduated college and started a new career, you probably have dreams of getting your own place, traveling or maybe getting married. And it’s also likely that student loan debt is interfering with those plans.

Read More

Can You Refinance Parent PLUS Student Loans?

Posted by Myke on Oct 4, 2017 5:08:10 PM

When prospective college students don’t qualify for enough federal funding, a supportive parent may step in to cover the financing gap. The Department of Education’s Direct PLUS Loan program allows parents to take out a federal student loan on their child’s behalf to cover any remaining education expenses.

Read More

Pay Off Student Loans and Save Money in Two Easy Steps

Posted by Myke on Oct 3, 2017 4:18:32 PM

If you are like most college graduates with student loans, you probably have two goals that seem to cancel each other out: pay off your student loans and save money.

Read More

6 Ways to Tackle Your Student Loan Debt

Posted by Ivonet on Jul 11, 2017 11:50:12 AM

As a recent grad with student loans, you probably already know your repayment is just around the corner. I encourage you to take advantage of your grace period and not wait to get your first bill before making plans for repayment. Here are a few tips I thought I’d share to help you tackle your student loan debt head on.

Read More

Here's a Way Recent Grads Can Build Good Credit

Posted by Pierce Conway on Apr 26, 2017 11:22:56 AM
Read More

How To Get Out of Student Loan Debt

Posted by Pierce Conway on Apr 5, 2017 11:54:14 AM
Read More

13 Things You Could Buy if You Didn't Have Student Loan Debt

Posted by Cerina Epple on Jan 11, 2017 5:02:49 PM
Read More

Welcome to our Blog!

We provide the tools to build a smart financial future.

At USC Credit Union we put financial success in your hands. It's your future. Own it.

Subscribe

Recent Posts

Topics

see all

Follow Us