It's the start of a new year and a great time to reflect, evaluate, and prepare to reach your financial goals!

Manage your finances by setting simple financial goals to help you stay on budget and add financial security. Here are a few simple steps to get started:

1. Know Your Banking Fees

Check your bank statement and year-end summary of charges for unexpected or excessive fees. Compare your checking account with a low-cost USC Credit Union Checking Account and make the switch!

Do you find yourself saying – I’ll start saving next month or I don’t have room in my budget to save? Stop putting savings last on your list and make it a priority with our top saving strategies.

We’ve made a list, checked it twice and realized our holiday shopping list just keeps getting bigger and bigger. What are the best ways to save this holiday season? Take a peek at our top 3 tips.

Share Certificates: You might have seen this term before but didn’t know what it meant. Share Certificates are a secure, long term investment that give you the returns you deserve, while giving you the flexibility to choose how much you invest and the length of term.

The rookie mistake of most Black Friday shoppers is entering the battlefield without a strategy. Here we provide you the intel so you can get the most bang for your buck.

So you want to know how to establish good credit or re-establish your credit history? This is an important issue because having a good credit score is essential for obtaining good credit. The information in your credit report is used by potential creditors to determine if you are a good risk. You can help yourself establish or re-establish a good credit history by following these 11 simple steps: