Do you find yourself saying – I’ll start saving next month or I don’t have room in my budget to save? Stop putting savings last on your list and make it a priority with our top saving strategies.
We’ve made a list, checked it twice and realized our holiday shopping list just keeps getting bigger and bigger. What are the best ways to save this holiday season? Take a peek at our top 3 tips.
TIP 1. Make a List & Stick to It
Have you ever been grocery shopping on an empty stomach and then came home with a cart full of food that you didn’t need?
Consider March the official start of spring-cleaning season where you could be cleaning things up and saving at the same time.
Fall semester is rapidly approaching, and next generation of students hitting college campuses is taking more responsibility when it comes to paying for their education. If you’re headed to college this fall and don’t have thousands of dollars tucked away, here are three tips to cut costs.
Share Certificates: You might have seen this term before but didn’t know what it meant. Share Certificates are a secure, long term investment that give you the returns you deserve, while giving you the flexibility to choose how much you invest and the length of term.
The rookie mistake of most Black Friday shoppers is entering the battlefield without a strategy. Here we provide you the intel so you can get the most bang for your buck.
Start Researching Early
Some stores already have their black Friday ads online. To check out a compilation of Black Friday ads, click here.
Know What to Buy
Not everything will be its cheapest on Black Friday. To maximize your savings, it's important to know what to buy immediately and what's better to wait for. Typically electronics, video games, entertainment, and home appliances are cheaper to buy during Black Friday. Toys and Christmas decorations are cheaper to buy closer to Christmas.
A savings account is one of the simplest types of bank accounts. It allows you to store cash securely and earn interest on your money. Banks and credit unions have three kinds of savings vehicles, each with varying requirements and levels of return. Knowing the differences — what’s good about them, what could be a problem — is the first step toward finding the right savings account for you.
So you want to know how you can establish or re-establish your credit history? This is an important issue because having a good credit score is essential for obtaining good credit. The information in your credit report is used by potential creditors to determine if you are a good risk. You can help yourself establish or re-establish a good credit history by following these 11 simple steps:
When it comes to individual retirement accounts, you have several choices. All offer some tax savings. The big difference is when, exactly, you get those savings.
For some people, a traditional IRA still has a lot of appeal. These taxpayers find that this type of savings plan helps build tomorrow's nest egg while reducing today's taxes, thanks to a deduction that doesn't require itemizing.