This time of year it’s important to make sure your wallet is prepared for shopping and the expenses that are about to commence. Before you start finding the best presents, make sure to add some cheer and major savings to your wallet and apply for a USCCU Credit Card.

Add Cheer to your Wallet

We know how important it is to have a reliable credit card in your wallet. 

Mastercard credit cards are convenient, powerful tools to help build your credit, make big purchases, and practice financial responsibility. But credit cards can be complicated. From interest rates, to balance transfers, to late fees and due dates, keeping up with all of the info is a lot. Here’s 4 tips that every credit card user should know:

This holiday season, consumers are expected to spend nearly $1.1 trillion. It’s no surprise that whether online or in stores, the majority of these purchases will be made with a card of some sort. Debit and credit cards are very different and have their pros and cons when it comes to holiday shopping. We’ve broken down the implications of using a debit or credit card this holiday season so you can choose the swipe that’s right for you.

Finals Week is quickly approaching Trojans, but no need to despair! This means the semester is almost over and then it’s time to relax. Whether this is your first finals season or your last, use these helpful tips to Fight On through finals towards that long awaited vacation!  

Giving Tuesday is on November 27^th this year, and there’s plenty of ways you can help give back! We came up with 4 ways you can get involved and lend a helping hand this #GivingTuesday.

Black Friday and Cyber Monday are almost here, and the deals are always getting better and better. This year, these holidays look different as retailers are opting to have deals throughout November in addition to the exclusive, traditional Black Friday and Cyber Monday deals. Although some retailers will be open with social distancing in place, most of the deals this year will be available online as well. Whether you’re buying yourself something special or getting started on this year’s holiday shopping, these tips will save you time and money. 

College is the start of your adult life, and you'll start to see some changes in your day to day routine. From paying rent, to grocery shopping, to managing your free time and homework schedule, college comes with a lot of responsibilities you've never had to consider. One of these considerations is your personal finances. You might be wondering, "Where do I even start?". We hear you. Here's 5 helpful tips from our friends at Money Under 30 to follow as a college student getting started in your financial journey. 

Improving your credit score is imperative for saving money because it allows you to qualify for larger loans and better interest rates. Though your credit score may seem like some mysterious beast you have no control over, you can actually improve it with some small lifestyle changes.