Home. The place where you kick off your shoes, make a cup of coffee and embrace the coziness of owning your own oasis. If you’re thinking about buying your first home or upgrading your current one for the new year, USC Credit Union is the best place to find honest advice and real solutions.

The holidays can be one of the most stressful times on your budget. Now that the holidays are through, it’s important to take a look at your financial well-being and get back on track in the New Year. Here’s some tips to help you recover and minimize debt from holiday spending.  

Every year, we make tons of resolutions. We sign up for a gym membership and vow to get healthy, we swear to ourselves we’ll start going to bed on time, and we make promises to become healthier, happier people.  But this year, the best resolutions you can make are the ones that affect your finances. Help nurse your credit score back to health, make your checking account happier, or invest in your future and start down the path of a healthier, happy financial year.

Most people have some an idea on what areas of their life they’d like to improve on, but don’t really develop their New Year’s resolutions until New Years’ eve! You need to make a plan now so you can map your way to success in 2018.

Create a Schedule

Whether you want to learn a new language or become a better cook, set aside some time during your week to solely focus on bettering yourself. Make sure to schedule some time for those activities and stick to it as close as possible.