The new semester is fast approaching and students and parents are starting to make decisions about college costs. According to ConsumerReports.org and StudentLoanHero.com, parents and students alike should weigh the total costs beyond just tuition and housing in their decision process. 

Memorial Day is right around the corner and so are some great deals on a new car! If you’re in the market for a new automobile, maybe you think the easiest way to get your dream car financed is to obtain dealer financing at the time you buy the car. In a sense, that’s true – as long as you don’t mind spending more time and money than necessary just to make things “easy.”

Shopping for a new car has never been easier. 

There’s never been greater access to information on everything from make, model, fuel efficiency, past accidents and more to help you make the right decision.

Yet, consumers continue to make the same buying mistakes. 

Are you guilty of these? 

Gift giving can be the best and worst part of the holiday season. On one hand, it feels great to give gifts to those you love the most and to receive gifts in return. But nothing is as stressful during the holidays as trying to find the perfect gift for that difficult someone. What do you get the person who seems to have everything?  What do you get your in-law who only ever seems to buy you candles? (Not that we don’t love a festive holiday candle). Finding the perfect gift can seem impossible. Here’s some tips for finding the perfect gift for everyone on your list.

College is the start of your adult life, and you'll start to see some changes in your day to day routine. From paying rent, to grocery shopping, to managing your free time and homework schedule, college comes with a lot of responsibilities you've never had to consider. One of these considerations is your personal finances. You might be wondering, "Where do I even start?". We hear you. Here's 5 helpful tips from our friends at Money Under 30 to follow as a college student getting started in your financial journey. 

It’s July! We hope you all enjoyed your holiday. While you were barbecuing, swimming, and gazing at fireworks, a small part of you may have been a bit distracted. Maybe you were celebrating LeBron James’s contract with the Lakers, maybe you were dreading going back to work, or perhaps you were stressing about a seemingly intimidating topic: student loans. It seems like such a big deal (I mean, its my education right?!). It’s hard to even know where to begin. Luckily, the USC Credit Union offers incredible student loans in addition to refinance and consolidation services. We have taken the ~liberty~ of predicting and answering some Frequently Asked Questions about our incredible loan services. So there is no need to worry—you can get back to celebrating the Lakers very soon after scanning this basic information. Enjoy!

Travelling is one of the best parts of the summer, but before you take off for your dream vacation, there’s important steps you must take to protect yourself and your bank account.

Entering or continuing college can be difficult with the increasing costs. Don’t let money, however, limit you from fulfilling your dreams.