New Year, More Money! 10 New Year’s Resolutions for Your Finances
The Millennial's Guide to Saving
For a millennial, saving can seem like a scary word. We often look at saving as something meant for adults looking to buy a house or save for retirement, simply not applicable to us. However, starting to save in your 20's can have incredibly positive effects on your financial wellbeing as you continue into adulthood. Here are some reasons saving is important and some ways to start saving (even if you think you have no money).
Everything You Need to Know About Share Certificates
Share Certificates: You might have seen this term before but didn’t know what it meant. Share Certificates are a secure, long term investment that give you the returns you deserve, while giving you the flexibility to choose how much you invest and the length of term.
It's Never Too Early to Prepare for Retirement. Start Planning Today!
Generally speaking, financial experts say you’ll need 70% of your annual pre-retirement income in order to maintain your standard of living in retirement. That statement may have you wondering when you should begin saving, and the simple answer is now. As with any big project, it’s easy to become overwhelmed when you look at the big picture. However, by breaking your retirement savings goal into manageable steps no matter when you start, you’ll find that the process becomes less intimidating. In fact, armed with information you gather along the way, we even propose that the process can be an exciting adventure! It’s USC Credit Union’s goal to be your financial partner for life and to empower you to own your future. Let’s get started!