USC Credit Union Blog

USC Credit Union Blog

4 First Time Homebuyer Mistakes

Posted by Sydney on Jul 25, 2019 12:00:00 PM

The stars have aligned and finally, instead of just watching those house hunting shows, it’s your turn to being the search for your first home.

Read More

8 Unexpected Homeowner Expenses

Posted by Sydney on Jul 17, 2019 12:02:09 PM

There’s a lot more to homeownership than paying the mortgage loan.

Read More

Top 10 Home Buyer FAQs

Posted by Sydney on Jun 10, 2019 5:09:17 PM

1. What’s the First Step of the Home Buying Process?

The Answer: The mortgage pre-approval

Read More

Making the Most out of Your Home Inspection

Posted by Sydney on Jun 10, 2019 4:29:49 PM

Look at you! You’ve packed your bags, said goodbye to your one bedroom apartment and are about to move into your brand spanking new home! Your new life and story begin today! So understandably you’re a tad surprised when you come to find you’ll be bunking with a family of termites…

Read More

10 Steps to Take After Your Offer Has Been Accepted

Posted by Sydney on Jun 10, 2019 4:07:01 PM

Having your offer accepted feels great—but for most home buyers, it’s just the beginning. There is still a lot more to be done before you’re over the front threshold. Here’s a rundown of what comes next.

Read More

Welcome Home! 5 Reasons Why You Should Buy Your Home Instead of Renting It

Posted by Brianna Seaberg on Jan 24, 2019 2:00:00 PM

You Can Make Your Space Your Own

Nothing is worse than being stuck in a home where all of the walls are white and you can’t even make your space your own. Owning a home will allow you to paint the walls how’d you like and make any changes you want to make your living space more customized and comfortable.

You Can’t Get Kicked Out By a Landlord

Renters can get an eviction notice unexpectedly if the owner decides to sell the home or rent it to others at any point of time. Owning your home could relieve this unnecessary stress and conflict that can come out of getting kicked out of your living space.

Read More

5 Factors That Will Help You Get Approved for a Loan

Posted by Sydney on Jun 14, 2018 2:03:00 PM
Read More

Learn How to Qualify for a Home Loan

Posted by Pierce Conway on Feb 18, 2016 12:59:49 PM

How does a lender determine if you qualify?

While lenders look at a lot of different information to determine whether you’ll qualify for a home loan,
ultimately, it comes down to four things: credit, down payment, income and assets. If any of these areas are not as strong as they should be,don’t be discouraged.Your USC Credit Union
home loan expert will provide you with the guidance you need to move to the next level.

Read More

Mortgage Rates Drop to 16-Month Low

Posted by Cal on Oct 20, 2014 9:37:00 AM

The interest rate for a 30-year, fixed-rate mortgage continued its decline last week, falling further below 4% last week and also falling to a 16-month low, according to a new report from Zillow (Z). 

Current rate borrowers were quoted an average interest rate of 3.81% on Zillow’s Mortgage Marketplace in the week that ended Tuesday, down from 3.96% in the previous week.

According to Zillow’s report, the 30-year fixed mortgage rate fell last Wednesday, and then hovered around 3.88% for most of the week before falling to the current rate.

“Rates dropped to the lowest level since June 2013 on news that the Federal Reserve has more reservations about the health of the U.S. and global economy than expected, which in turn, may delay rate hikes,” said Erin Lantz, vice president of mortgages at Zillow.

Read More

The Home Buying Experience

Posted by Alexa on Jul 14, 2014 10:35:00 AM

 

 

The prospect of buying your first home is really exciting. It’s also a complex process that becomes simplified when you partner with USC Credit Union. We will provide you with the education and guidance you need to buy your first home with confidence. 

1. Get your home loan pre-qualified before house huntingCompleting the home loan pre-qualification process demonstrates to the seller that you are a serious buyer and can more quickly obtain a home loan, thereby reducing your chances of losing out to another buyer.

Read More

Welcome to our Blog!

We provide the tools to build a smart financial future.

At USC Credit Union we put financial success in your hands. It's your future. Own it.

Subscribe

Recent Posts

Topics

see all

Follow Us