We’ve made a list, checked it twice and realized our holiday shopping list just keeps getting bigger and bigger. What are the best ways to save this holiday season? Take a peek at our top 3 tips.

TIP 1. Make a List & Stick to It

Have you ever been grocery shopping on an empty stomach and then came home with a cart full of food that you didn’t need? 

Aww – the holidays! The season of gift giving, memory making and worrying about your budget.

Okay, that last one doesn’t sound like the merry and bright holidays we all know. That’s why this holiday season, USC Credit Union has combined the best time of year with an exclusive Holiday Loan to help you spend more time on making memories than worrying about your wallet. 

Does your holiday shopping consist of cuddling up on your couch with your laptop? With the hustle and bustle of crowded stores, we don’t blame you. Even though online shopping is the ultimate convenience, it can bring an e-skimming attack.

E-Skimming is when a cyber criminal gains access to a company’s online store and places malicious code on the website. The code then collects payment information from users when they shop. This can lead to identity theft and fraud.

It’s the merriest mornings of the year, wrapping paper is flying everywhere and new gadgets are being opened. This immediately brings excitement which is quickly followed with the question – what am I going to do with the old one?

Whether you’re switching your coffee pot for the latest Keurig or upgrading to that 65” TV, check out our quick guide to celebrate the season of ‘out with the old, in with the new’ that’s good for you and the environment.

Ready to hit the road this holiday season? Here are our top tips to help you save your cash and travel smoothly this year.

Whether you’re traveling by plane or car, the early bird gets the worm, but the night owl might also have an advantage.

This time of year it’s important to make sure your wallet is prepared for shopping and the expenses that are about to commence. Before you start finding the best presents, make sure to add some cheer and major savings to your wallet and apply for a USCCU Credit Card.

Add Cheer to your Wallet

We know how important it is to have a reliable credit card in your wallet. 

If you are hitting the open road this summer, prepare to pay more at the gas pump. 

The holidays can be one of the most stressful times on your budget. Now that the holidays are through, it’s important to take a look at your financial well-being and get back on track in the New Year. Here’s some tips to help you recover and minimize debt from holiday spending.