If you’re expecting a tax refund this year, you need a good plan for your money. Be sure to revisit your W-4 form and adjust your federal income tax withholding allowances.
Credit Unions are not-for-profit financial service cooperatives, owned and controlled by their members, and operating in a democratic way. What difference does that make? Co-ops are businesses, in many ways like any other business. But a cooperative operates solely for the members' benefit. All co-op businesses run in accordance with seven basic principles, many of which have been part of the co-op philosophy from their beginnings more than 150 years ago.
1. Open a voluntary membership