Home. The place where you kick off your shoes, make a cup of coffee and embrace the coziness of owning your own oasis. If you’re thinking about buying your first home or upgrading your current one for the new year, USC Credit Union is the best place to find honest advice and real solutions.
The stars have aligned and finally, instead of just watching those house hunting shows, it’s your turn to being the search for your first home.
There’s a lot more to homeownership than paying the mortgage loan.
Look at you! You’ve packed your bags, said goodbye to your one bedroom apartment and are about to move into your brand spanking new home! Your new life and story begin today! So understandably you’re a tad surprised when you come to find you’ll be bunking with a family of termites…
Having your offer accepted feels great—but for most home buyers, it’s just the beginning. There is still a lot more to be done before you’re over the front threshold. Here’s a rundown of what comes next.
Buying a home can be an exciting milestone in your life, and it’s important to educate yourself on the financial implications of homeownership before you make an offer. Whether you’re a first-time homebuyer or a current owner looking to sell or refinance, there are a few key questions that should help guide your decision:
Buying a home for the first time is an exciting milestone. It's easy to get caught up in the house-hunting aspect, especially after all those years of watching HGTV. There is a whole lot more to home-buying, however, than just looking for the right home.
1. Keep good records of your finances, including bank statements, tax returns, W-2s, investment accounts and any other assets you own.
2. Don’t make large purchases with a credit card or loan before applying for and closing on your home loan—it may affect your loan approval.