It's the start of a new year and a great time to reflect, evaluate, and prepare to reach your financial goals!

Manage your finances by setting simple financial goals to help you stay on budget and add financial security. Here are a few simple steps to get started:

1. Know Your Banking Fees

Check your bank statement and year-end summary of charges for unexpected or excessive fees. Compare your checking account with a low-cost USC Credit Union Checking Account and make the switch!

1. Coffee Runs Can Be Free

As college tuition costs continue to rise, parents and students are left struggling to find ways to pay. 

For a millennial, saving can seem like a scary word. We often look at saving as something meant for adults looking to buy a house or save for retirement, simply not applicable to us. However, starting to save in your 20's can have incredibly positive effects on your financial wellbeing as you continue into adulthood. Here are some reasons saving is important and some ways to start saving (even if you think you have no money).