It's the start of a new year and a great time to reflect, evaluate, and prepare to reach your financial goals!

Manage your finances by setting simple financial goals to help you stay on budget and add financial security. Here are a few simple steps to get started:

1. Know Your Banking Fees

Check your bank statement and year-end summary of charges for unexpected or excessive fees. Compare your checking account with a low-cost USC Credit Union Checking Account and make the switch!

It’s back to classes, Trojans, and we’re all still wishing it was summer. But chances are, you’re getting ready to start the first day of class and making grand plans to make this semester a winner: taking good notes, studying before the morning of your test, and actually making it to that 8AM class regularly. But despite our best efforts, it can be hard to stick to these plans, no matter how great they look on paper. Here are 5 ways to crush this semester (that will actually stick!)

The stars have aligned and finally, instead of just watching those house hunting shows, it’s your turn to being the search for your first home.

There’s a lot more to homeownership than paying the mortgage loan.

For a millennial, saving can seem like a scary word. We often look at saving as something meant for adults looking to buy a house or save for retirement, simply not applicable to us. However, starting to save in your 20's can have incredibly positive effects on your financial wellbeing as you continue into adulthood. Here are some reasons saving is important and some ways to start saving (even if you think you have no money). 

If you’ve been following this blog, you may have suddenly realized that you want everyone in your family to become member-owners of the USC Credit Union. However, they might also be hesitant to make the switch. The process of closing one account and opening another appears daunting, but it is actually very easy! If you want to share the joy of lower fees, greater accessibility, and better resources with a loved one, just send this blog their way to clarify the process.