It’s back to classes, Trojans, and we’re all still wishing it was summer. But chances are, you’re getting ready to start the first day of class and making grand plans to make this semester a winner: taking good notes, studying before the morning of your test, and actually making it to that 8AM class regularly. But despite our best efforts, it can be hard to stick to these plans, no matter how great they look on paper. Here are 5 ways to crush this semester (that will actually stick!)
You’ve decided: It’s time to ditch your bank. But are you ready to make the switch?
There are plenty of reasons for wanting to change banks. Maybe you’re fed up with paying ATM fees, so you want a bank with branches closer to home or work. Or you found an account with a credit union or a smaller bank that promises better customer service or charges fewer fees.
Whatever the deciding factor, many people who think about changing banks end up staying put — often because of worries about the work involved. “It takes a little bit of time and effort,” says Greg McBride, chief financial analyst for Bankrate.com. “There’s a natural tendency to cringe at the thought of it.”
Indeed, people who aren’t careful when they make the change can face steep fees for missed payments, unnecessary money transfers and overdrafts. Here are some tips for breaking up with your bank.