Every year, we make tons of resolutions. We sign up for a gym membership and vow to get healthy, we swear to ourselves we’ll start going to bed on time, and we make promises to become healthier, happier people.  But this year, the best resolutions you can make are the ones that affect your finances. Help nurse your credit score back to health, make your checking account happier, or invest in your future and start down the path of a healthier, happy financial year.

1 in 5 American students do not exceed a baseline of proficiency in applying their financial knowledge to everyday situations. In other words, young Americans struggle to understand the most basic of financial concepts, documents, and transactions that are central to personal financial management. 

The Organization for Economic Co-operation and Development’s (OECD’s) Programme for International Student Assessment (PISA) recently revealed findings from a financial literacy assessment of 15 year olds from around the world; 18 countries and economies participated in the assessment, which sought to establish a global baseline for financial literacy amongst the young.