It's the start of a new year and a great time to reflect, evaluate, and prepare to reach your financial goals!

Manage your finances by setting simple financial goals to help you stay on budget and add financial security. Here are a few simple steps to get started:

1. Know Your Banking Fees

Check your bank statement and year-end summary of charges for unexpected or excessive fees. Compare your checking account with a low-cost USC Credit Union Checking Account and make the switch!

For a millennial, saving can seem like a scary word. We often look at saving as something meant for adults looking to buy a house or save for retirement, simply not applicable to us. However, starting to save in your 20's can have incredibly positive effects on your financial wellbeing as you continue into adulthood. Here are some reasons saving is important and some ways to start saving (even if you think you have no money). 

So you want to know how to establish good credit or re-establish your credit history? This is an important issue because having a good credit score is essential for obtaining good credit. The information in your credit report is used by potential creditors to determine if you are a good risk. You can help yourself establish or re-establish a good credit history by following these 11 simple steps: