USC Credit Union Blog

USC Credit Union Blog

Hit the Road this Memorial Day: Why Your Next Car Loan Should Be From a Credit Union

Posted by Sydney on May 24, 2019 2:00:00 PM

Memorial Day is right around the corner and so are some great deals on a new car! If you’re in the market for a new automobile, maybe you think the easiest way to get your dream car financed is to obtain dealer financing at the time you buy the car. In a sense, that’s true – as long as you don’t mind spending more time and money than necessary just to make things “easy.”

Read More

Stop Making These 5 Car Buying Mistakes

Posted by Sydney on May 2, 2019 2:00:00 PM

Shopping for a new car has never been easier. 

There’s never been greater access to information on everything from make, model, fuel efficiency, past accidents and more to help you make the right decision.

Yet, consumers continue to make the same buying mistakes. 

Are you guilty of these? 

Read More

5 Stages of Buying Your First Car

Posted by Katherine on Feb 24, 2018 12:57:00 PM

The time has come where you can't accomplish your daily tasks without a car.  Here are the stages you'll probably go through while buying your first car.

Read More

Millennials are Driving Changes in Cars

Posted by Katherine on Oct 27, 2017 3:00:00 PM


When most people think of millennials, they envision kids too distracted by smartphones to actually drive. Instead, they use Uber and Lyft to go everywhere….even if it’s just a few blocks.

Read More

Everything You Need To Know About Buying A Used Car

Posted by Pierce Conway on Mar 29, 2016 11:30:00 AM

Buying a used car from a private party or a dealer can be a very daunting task. There’s nothing more frustrating than buying something that doesn’t work well, especially something as expensive as a car. There are A LOT of things to consider when looking to purchase a car. Before you make the big decision, take these tips into consideration!

Read More

The Truth About Auto Loan Ads

Posted by Alexa on Jul 30, 2014 9:54:00 AM

Are Car Ads Taking You For a Ride?

Whether you’re buying or leasing, shopping for a car can be fun and exciting. But wading through ads and promotions offered by car dealers also can be stressful. Some advertise unusually low prices, low or no up-front payments, low- or no-interest loans, or low monthly payments. Others promise high trade-in allowances, free or low-cost options, or rebates. And if you’re looking to lease a vehicle, ads for very low — or no payment — at signing may be especially enticing.

But the Federal Trade Commission, the nation’s consumer protection agency, says beware: Not all dealers play by the rules. Details about special offers and promotions may be buried in the fine print, clicks away from online claims, may not be disclosed at all, or may not be disclosed until you get to the showroom or the finance office. But the law requires that if a dealer advertises discounts, prices, or special low payments, the ads must clearly explain the important details of the offers and how a buyer may qualify for them.

To find your best deal, shop around and compare offers from different dealers and financing sources like banks or credit unions. Ask the right questions, and make sure all promises and terms are in writing before you sign on any dotted lines.

Read More

Driving Character on a Budget: Cool Cars Under $25k

Posted by Melissa on Apr 30, 2014 11:30:00 AM

10 Great Cars Under $25K

Kelley Blue Book has compiled a list of the 10 coolest cars priced at under $25,000, with something for just about every taste and age bracket.

#1 The company’s #1 pick is the Scion FR-S. This sporty model features rear-wheel-drive, 200 h.p. and an available 6-speed manual transmission. It’s relatively svelte for a new car, at around 2,800 lbs., and Car and Driver reckons that it’s good for 0-60 sprints in around 6 seconds. Very cool.

Read More

Flags and Fenders

Posted by Melissa on Apr 12, 2014 10:00:00 AM
 
A look at what red flags should cause you to throw up the white flag when buying a used car. Click "Read More" to watch the video!
Read More

Welcome to our Blog!

We provide the tools to build a smart financial future.

At USC Credit Union we put financial success in your hands. It's your future. Own it.

Subscribe

Recent Posts

Topics

see all

Follow Us