Remote start, leather interior, all-wheel drive – just like picking out the perfect vehicle, it’s important to find an auto loan that helps you enjoy the journey starting from the first day you drive your new vehicle off the lot.

Why is it so important? Depending on the term you pick, your auto loan can be with you for as long as 5 years. Avoid buyer’s remorse by following our tips to lock in the best auto loan and lowest interest rates.

Plan a New Car Budget

Before searching for your vehicle, set a new car budget. This will help you commit to an affordable monthly payment you won’t regret. Use our free auto loan calculator to find a monthly payment you’re comfortable with.

Check your Credit Score

When you apply for an auto loan, your credit score will be used to help determine your interest rate and approved loan amount. Review your credit score before applying at AnnualCreditReport.com.

Remember – the higher your credit score is, the lower your interest rate could be. Check out our tips on how to improve your score.

Get Pre-Approved

Before your start shopping at the dealership, get pre-approved for a USC Credit Union Auto Loan. Getting a loan through a dealership often times results in high interest rates and costly fees. By financing at your local credit union, you’re locking in a low rate with a lender you know and trust.

When you finance your vehicle with USC Credit Union, we do more than provide the best auto loan solutions. We can help you lock in the lowest auto price with Trojan Auto Buying and save money on insurance with Trojan Insurance.