--- title: Enjoy the Journey with a USCCU Auto Loan description: Avoid buyer’s remorse by following our tips to lock in the best auto loan and lowest interest rates. image: https://blog.usccreditunion.org/hubfs/AdobeStock_290213748.jpeg --- [ATM/Locations](https://www.usccreditunion.org/atm-locator/) [![USC Credit Union](https://blog.usccreditunion.org/hs-fs/file-1104064193-png/images/logo.png "USC Credit Union")](http://www.usccreditunion.org) - [Services](https://www.usccreditunion.org/) - [Bank](https://www.usccreditunion.org/) - [Checking](https://www.usccreditunion.org/product-landing/checking) - [Cardinal Checking](https://www.usccreditunion.org/products/cardinal-checking) - [Gold Checking](https://www.usccreditunion.org/products/gold-checking) - [Trojan Checking](https://www.usccreditunion.org/products/trojan-checking) - [Compare Accounts](https://www.usccreditunion.org/product-comparison/checking-accounts) - [Cards](https://www.usccreditunion.org/product-landing/cards) - [Platinum MasterCard](https://www.usccreditunion.org/products/platinum-mastercard) - 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[Online Fund Transfer](https://www.usccreditunion.org/products/online-fund-transfer) - [Bill Pay](https://www.usccreditunion.org/products/bill-pay) - [Direct Deposit](https://www.usccreditunion.org/products/direct-deposit) - [Wire Services](https://www.usccreditunion.org/products/wire-services) - [ACH](https://www.usccreditunion.org/products/ach) - [Membership](https://www.usccreditunion.org/apply-now/) - [Contact Us](https://www.usccreditunion.org/contact-us/) # USC Credit Union Blog # USC Credit Union Blog # Enjoy the Journey with a USCCU Auto Loan Remote start, leather interior, all-wheel drive – just like picking out the perfect vehicle, it’s important to find an auto loan that helps you enjoy the journey starting from the first day you drive your new vehicle off the lot. Why is it so important? Depending on the term you pick, your auto loan can be with you for as long as 5 years. Avoid buyer’s remorse by following our tips to lock in the best auto loan and lowest interest rates.   **Plan a New Car Budget** Before searching for your vehicle, set a new car budget. This will help you commit to an affordable monthly payment you won’t regret. Use our free auto loan calculator to find a monthly payment you’re comfortable with.     **Check your Credit Score** When you apply for an auto loan, your credit score will be used to help determine your interest rate and approved loan amount. Review your credit score before applying at [AnnualCreditReport.com](https://www.annualcreditreport.com/index.action). Remember – the higher your credit score is, the lower your interest rate could be. Check out our [tips on how to improve your score](https://blog.usccreditunion.org/blog/5-ways-to-improve-your-credit-score?hsLang=en-us).   **Get Pre-Approved** Before your start shopping at the dealership, get pre-approved for a USC Credit Union Auto Loan. Getting a loan through a dealership often times results in high interest rates and costly fees. By financing at your local credit union, you’re locking in a low rate with a lender you know and trust.   [![GET PRE-APPROVED](https://no-cache.hubspot.com/cta/default/316709/42dd14fb-4472-4467-9396-0ee5f9c77188.png)](https://cta-redirect.hubspot.com/cta/redirect/316709/42dd14fb-4472-4467-9396-0ee5f9c77188)   When you finance your vehicle with USC Credit Union, we do more than provide the best auto loan solutions. We can help you lock in the lowest auto price with [Trojan Auto Buying](https://usccreditunion.truecar.com/) and save money on insurance with[Trojan Insurance](https://www.trojaninsurance.org/). - [Tweet](https://twitter.com/share) ## Welcome to our Blog! ### We provide the tools to build a smart financial future. At USC Credit Union we put financial success in your hands. It's your future. 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