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Myke

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Student Loan Refinancing Myths & Misconceptions

Posted by Myke on Oct 16, 2017 7:00:00 PM

A majority of college graduates today struggle with managing life and affording their student loan payments. Yet many fail to consider student loan refinancing as a way to reduce college loan interest, lower their monthly payment or get out of student loan debt sooner. The reason? Belief in four common myths about student loan refinancing.

Ask your son or daughter why they haven’t considered refinancing their college loans. If they respond with one of these myths, you can help set them on the right path:

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Handle Your Student Loan Refinance Like a Boss

Posted by Myke on Oct 13, 2017 12:00:00 PM

Refinancing your student loan can lower your monthly payment and potentially save you thousands of dollars on interest. While the process isn’t difficult, refinancing college loans does require some research on your part in order to get the most benefit. Here’s what you need to do:

Preparation is Key

Your credit score is a major factor that lenders consider when you apply to refinance your student loans. Since earning your degree, you have probably been earning a salary and consistently making payments on your loans and credit cards. These can contribute to a good credit score. You should check your credit report to make sure it accurately reflects your creditworthiness and that all the reported information is correct. Here’s how:

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Is Your College Grad Struggling With Student Loan Repayment?

Posted by Myke on Oct 12, 2017 3:00:00 PM

If your son or daughter has graduated college, you probably are hearing about the plans they have for their next stage, like buying a home, getting married or doing some traveling. But you may also pick up on some anxiety they have over paying back their student loans.

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What’s in It for You When You Refinance Your Student Loan?

Posted by Myke on Oct 10, 2017 5:00:00 PM

What’s your next step and what’s holding you back? If you are like most who have graduated college and started a new career, you probably have dreams of getting your own place, traveling or maybe getting married. And it’s also likely that student loan debt is interfering with those plans.

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Can You Refinance Parent PLUS Student Loans?

Posted by Myke on Oct 4, 2017 5:08:10 PM

When prospective college students don’t qualify for enough federal funding, a supportive parent may step in to cover the financing gap. The Department of Education’s Direct PLUS Loan program allows parents to take out a federal student loan on their child’s behalf to cover any remaining education expenses.

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Pay Off Student Loans and Save Money in Two Easy Steps

Posted by Myke on Oct 3, 2017 4:18:32 PM

If you are like most college graduates with student loans, you probably have two goals that seem to cancel each other out: pay off your student loans and save money.

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FREE eBook: Guide to Living with Debt

Posted by Myke on Feb 12, 2014 3:36:00 PM

 

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