As a recent grad with student loans, you probably already know your repayment is just around the corner. I encourage you to take advantage of your grace period and not wait to get your first bill before making plans for repayment. Here are a few tips I thought I’d share to help you tackle your student loan debt head on.

USC Credit Union knows your home is a big investment, and we already help you save on mortgages and home loans. Now with the Love My Credit Union Rewards program, you can save even more. Here are just some of the valuable discounts members receive on products and services you use every day.

Advisors from GreenPath Financial and NerdWallets help us answer your questions.

Q: How can I boost my credit score? (My) credit score…has been stuck at 703 since March of 2015. I have checked my annual credit reports and there does not seem to be any fraudulent activity. I am 24 years old, work part-time (sadly still) and have no debt. Besides my rent, all of my bills are paid online automatically and I always have the money in my account to cover any bill. I live with a roommate so expenses are split. How can I increase my credit score?

Welcome to a New Year, and new opportunities! What are your plans for 2015? (I’ll avoid the word “resolution” because all too often it’s a synonym for “Starts in January and lasts maybe six weeks.”)

First of all, let's go back to November 2014 when USC Credit Union beat Notre Dame Federal Credit Union in our second annual Credit Union Charity Challenge. In the end, USC Credit Union beat Notre Dame FCU by receiving 75 more auto loan applications, winning $10,000 for USC’s Good Neighbors Campaign. I would like to say congratulations to all our members and extend our gratitude and appreciation for your involvement. I am personally very proud of the hard work and dedication shown by the USC Credit Union family and Trojans nationwide.