USC Credit Union Blog

USC Credit Union Blog

Yeezy Taught Me: Money Tips from Kanye West

Throughout his music and speeches, Kanye West is known to have said some pretty controversial and sometimes downright outlandish stuff. However, throughout his discography he’s given a lot of financial advice that has proven to be profound. Here are some Yeezy quotes:


"I got a problem with spending before I get it" from "All Falls Down"

Until you have the money in your account, don’t spend it. Don’t bet on getting a big refund check, or a job bonus or gift money for a special occasion. If you plan your budget on money that you are not completely certain you will receive, you may end up in a tight predicament and acquire debt.


"I want to act ballerific like it’s all terrific but I got a couple past due bills, I won’t get specific" from "All Falls Down"

Here, Kanye tackles the importance of prioritizing essential needs over things you want. Make sure to always pay for the essentials: rent, food, and utilities before splurging on luxuries. Ask yourself, “Do I want this or do I need this?”


"Go ahead switch the style up. And if people hate then let them hate and watch the money pile up" from "The Good Life"

Switch your style up by getting your fashion at cheaper prices. It’s possible to not spend a lot of money on clothes and still wear designer clothes. Places like Plato's Closet and eBay offer amazing deals on in-season fashion. You can even take it a step further and buy only at thrift stores. Not only would this save you a huge amount of money but you’d develop your own unique style!


"Diamonds are forever. They won’t leave in the night. I have no fear that they might" from "Diamonds From Sierra Leone"

Kanye talks about investing in diamonds because they remain their value over time. Although you may not be able to get extravagant jewels, you can definitely invest in other things that will maintain their value such as bonds or even housing! If you can afford to, buy a condominium rather than renting an apartment. That way if you once it is paid for, it become an asset that you own.


"My debt doesn’t define me. You can’t control me or use the debt against me" from a February 2016 Twitter post.

Kanye is referencing $53 million he’s invested in the fashion industry. For most college graduates, the average debt is about $30,000. In either case, it is important to realize that your debt does not define you. Make a strategy to pay off your loans. Refinancing is another important thing to consider while making your payment plan.


"Having money’s not everything. Not having it is" from "The Good Life"

Remember having copious amounts of money doesn’t equate to happiness. Don’t get too caught up on saving or earning money that you’re missing out on enjoying life. It’s ok to treat yourself from time to time, as long as you’re doing so responsibly!


When questioning your finances, ask yourself, “What would Yeezy do?”

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