USC Credit Union Blog

USC Credit Union Blog

How Much Should Be In My 401(k) At 30?

Posted by Cal on Oct 30, 2014 3:34:00 PM

How much should I contribute to my 401(k)? How much should I have invested for retirement at 30, 40, 50, etc? These are good questions. Here, I try to answer them, but I should warn you:

Personal finance is PERSONAL!

The more you can contribute to your 401(k) and the sooner you can start, the better. But everybody’s situation is different. Don’t beat yourself up if you feel “behind” in the retirement game…remember, you can’t change yesterday but you can TAKE ACTION today and change tomorrow.

So while we’ll get to how much you should have in your 401(k) at 30, 40, 50, etc…let’s start with the more important question:

How much should I contribute to MY 401(k)?

The answer? As much as you comfortably (and legally) can!

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