---
title: Blog- USC Credit Union | Sydney (3)
description: USC Credit Union Blog (3)
---

[ATM/Locations](https://www.usccreditunion.org/atm-locator/)

[![USC Credit Union](https://blog.usccreditunion.org/hs-fs/file-1104064193-png/images/logo.png "USC Credit Union")](http://www.usccreditunion.org)

- [Services](https://www.usccreditunion.org/) 
    - [Bank](https://www.usccreditunion.org/) 
          - [Checking](https://www.usccreditunion.org/product-landing/checking) 
                  - [Cardinal Checking](https://www.usccreditunion.org/products/cardinal-checking)
                  - [Gold Checking](https://www.usccreditunion.org/products/gold-checking)
                  - [Trojan Checking](https://www.usccreditunion.org/products/trojan-checking)
                  - [Compare Accounts](https://www.usccreditunion.org/product-comparison/checking-accounts)
          - [Cards](https://www.usccreditunion.org/product-landing/cards) 
                  - [Platinum MasterCard](https://www.usccreditunion.org/products/platinum-mastercard)
                  - [Platinum Rewards MasterCard](https://www.usccreditunion.org/products/platinum-rewards-mastercard)
                  - [Debit/ATM Cards](https://www.usccreditunion.org/products/debit-atm-cards)
          - [Savings](https://www.usccreditunion.org/product-landing/savings) 
                  - [Regular Share](https://www.usccreditunion.org/products/regular-share-savings-account)
                  - [Money Market](https://www.usccreditunion.org/products/money-market)
                  - [Value+ Money Market](https://www.usccreditunion.org/products/value-money-market)
                  - [Share Certificates](https://www.usccreditunion.org/products/share-certificates)
                  - [Compare Accounts](https://www.usccreditunion.org/product-comparison/compare-savings-accounts)
    - [Borrow](https://www.usccreditunion.org/product-landing/borrow/) 
          - [Vehicles](https://www.usccreditunion.org/product-landing/vehicles) 
                  - [Vehicle Loans](https://www.usccreditunion.org/products/vehicle-loans)
                  - [Vehicle Refinancing](https://www.usccreditunion.org/vehicle-refinancing)
          - [Home Loans](https://www.usccreditunion.org/product-landing/home-loans) 
                  - [Purchase Options](https://www.usccreditunion.org/products/purchase-options)
                  - [Refinance Options](https://www.usccreditunion.org/products/refinance-options)
                  - [Home Equity](https://www.usccreditunion.org/products/use-equity)
          - [Credit Cards](https://www.usccreditunion.org/product-landing/credit-cards) 
                  - [Platinum MasterCard](https://www.usccreditunion.org/products/platinum-mastercard)
                  - [Platinum Rewards MasterCard](https://www.usccreditunion.org/products/platinum-rewards-mastercard)
                  - [Compare Credit Cards](https://www.usccreditunion.org/product-comparison/compare-credit-cards/)
          - [Personal Loans](https://www.usccreditunion.org/product-landing/personal-loans) 
                  - [Line of Credit](https://www.usccreditunion.org/product-landing/personal-loans/#Line%20of%20Credit)
                  - [Term Loans](https://www.usccreditunion.org/product-landing/personal-loans/#Term%20Loans)
                  - [Deposit-Secured Loans](https://www.usccreditunion.org/product-landing/personal-loans/#Deposit-Secured%20Loans)
          - [Student Loans](https://www.usccreditunion.org/product-landing/student-loans) 
                  - [In-School](https://www.usccreditunion.org/products/in-school-student-loans)
                  - [Consolidation Loans](https://www.usccreditunion.org/products/consolidation-loan)
    - [Invest & Retire](https://www.usccreditunion.org/product-landing/invest-retire) 
          - [Invest & Retire](https://www.usccreditunion.org/product-landing/invest-retire) 
                  - [Traditional IRA](https://www.usccreditunion.org/products/traditional-ira)
                  - [Roth IRA](https://www.usccreditunion.org/products/roth-ira)
                  - [Coverdell Education Savings](https://www.usccreditunion.org/products/coverdell-education-savings)
                  - [Compare IRA Accounts](https://www.usccreditunion.org/product-comparison/compare-ira-accounts)
                  - [Investment Services](https://www.usccreditunion.org/products/investment-services)
    - [Resources](https://www.usccreditunion.org/resources/personal-resources/) 
          - [Resources](https://www.usccreditunion.org/resources/personal-resources) 
                  - [Personal Resources](https://www.usccreditunion.org/resources/personal-resources)
                  - [Student Resources](https://www.usccreditunion.org/resources/student-resources)
                  - [Calculators](https://www.usccreditunion.org/resources/calculators)
                  - [News & Events](https://www.usccreditunion.org/resources/news-events)
                  - [FAQs](https://www.usccreditunion.org/resources/faqs)
                  - [eBooks](https://www.usccreditunion.org/resources/ebooks)
                  - [Newsletters](https://www.usccreditunion.org/resources/newsletters)
                  - [Requests, Forms & Applications](https://www.usccreditunion.org/resources/requests-forms-applications)
    - [Access](https://www.usccreditunion.org/product-landing/access) 
          - [Access](https://www.usccreditunion.org/product-landing/access) 
                  - [ATMs & Branches Worldwide](https://www.usccreditunion.org/products/atms-and-branches-worldwide)
                  - [Home Banking](https://www.usccreditunion.org/products/home-banking)
                  - [Mobile Banking](https://www.usccreditunion.org/products/mobile-branch-access)
                  - [Online Fund Transfer](https://www.usccreditunion.org/products/online-fund-transfer)
                  - [Bill Pay](https://www.usccreditunion.org/products/bill-pay)
                  - [Direct Deposit](https://www.usccreditunion.org/products/direct-deposit)
                  - [Wire Services](https://www.usccreditunion.org/products/wire-services)
                  - [ACH](https://www.usccreditunion.org/products/ach)
- [Membership](https://www.usccreditunion.org/apply-now/)
- [Contact Us](https://www.usccreditunion.org/contact-us/)

[![USC Credit Union](https://blog.usccreditunion.org/hs-fs/file-1104064193-png/images/logo.png "USC Credit Union")](https://www-dev.usccreditunion.org/)

[![location1](https://blog.usccreditunion.org/hs-fs/file-1131853048-png/images/location1.png)](https://www-dev.usccreditunion.org/atm-locator)

- [Services](https://www.usccreditunion.org/) 
    - [Bank](https://www.usccreditunion.org/) 
          - [Checking](https://www.usccreditunion.org/product-landing/checking) 
                  - [Cardinal Checking](https://www.usccreditunion.org/products/cardinal-checking)
                  - [Gold Checking](https://www.usccreditunion.org/products/gold-checking)
                  - [Trojan Checking](https://www.usccreditunion.org/products/trojan-checking)
                  - [Compare Accounts](https://www.usccreditunion.org/product-comparison/checking-accounts)
          - [Cards](https://www.usccreditunion.org/product-landing/cards) 
                  - [Platinum MasterCard](https://www.usccreditunion.org/products/platinum-mastercard)
                  - [Platinum Rewards MasterCard](https://www.usccreditunion.org/products/platinum-rewards-mastercard)
                  - [Debit/ATM Cards](https://www.usccreditunion.org/products/debit-atm-cards)
          - [Savings](https://www.usccreditunion.org/product-landing/savings) 
                  - [Regular Share](https://www.usccreditunion.org/products/regular-share-savings-account)
                  - [Money Market](https://www.usccreditunion.org/products/money-market)
                  - [Value+ Money Market](https://www.usccreditunion.org/products/value-money-market)
                  - [Share Certificates](https://www.usccreditunion.org/products/share-certificates)
                  - [Compare Accounts](https://www.usccreditunion.org/product-comparison/compare-savings-accounts)
    - [Borrow](https://www.usccreditunion.org/product-landing/borrow/) 
          - [Vehicles](https://www.usccreditunion.org/product-landing/vehicles) 
                  - [Vehicle Loans](https://www.usccreditunion.org/products/vehicle-loans)
                  - [Vehicle Refinancing](https://www.usccreditunion.org/vehicle-refinancing)
          - [Home Loans](https://www.usccreditunion.org/product-landing/home-loans) 
                  - [Purchase Options](https://www.usccreditunion.org/products/purchase-options)
                  - [Refinance Options](https://www.usccreditunion.org/products/refinance-options)
                  - [Home Equity](https://www.usccreditunion.org/products/use-equity)
          - [Credit Cards](https://www.usccreditunion.org/product-landing/credit-cards) 
                  - [Platinum MasterCard](https://www.usccreditunion.org/products/platinum-mastercard)
                  - [Platinum Rewards MasterCard](https://www.usccreditunion.org/products/platinum-rewards-mastercard)
                  - [Compare Credit Cards](https://www.usccreditunion.org/product-comparison/compare-credit-cards/)
          - [Personal Loans](https://www.usccreditunion.org/product-landing/personal-loans) 
                  - [Line of Credit](https://www.usccreditunion.org/product-landing/personal-loans/#Line%20of%20Credit)
                  - [Term Loans](https://www.usccreditunion.org/product-landing/personal-loans/#Term%20Loans)
                  - [Deposit-Secured Loans](https://www.usccreditunion.org/product-landing/personal-loans/#Deposit-Secured%20Loans)
          - [Student Loans](https://www.usccreditunion.org/product-landing/student-loans) 
                  - [In-School](https://www.usccreditunion.org/products/in-school-student-loans)
                  - [Consolidation Loans](https://www.usccreditunion.org/products/consolidation-loan)
    - [Invest & Retire](https://www.usccreditunion.org/product-landing/invest-retire) 
          - [Invest & Retire](https://www.usccreditunion.org/product-landing/invest-retire) 
                  - [Traditional IRA](https://www.usccreditunion.org/products/traditional-ira)
                  - [Roth IRA](https://www.usccreditunion.org/products/roth-ira)
                  - [Coverdell Education Savings](https://www.usccreditunion.org/products/coverdell-education-savings)
                  - [Compare IRA Accounts](https://www.usccreditunion.org/product-comparison/compare-ira-accounts)
                  - [Investment Services](https://www.usccreditunion.org/products/investment-services)
    - [Resources](https://www.usccreditunion.org/resources/personal-resources/) 
          - [Resources](https://www.usccreditunion.org/resources/personal-resources) 
                  - [Personal Resources](https://www.usccreditunion.org/resources/personal-resources)
                  - [Student Resources](https://www.usccreditunion.org/resources/student-resources)
                  - [Calculators](https://www.usccreditunion.org/resources/calculators)
                  - [News & Events](https://www.usccreditunion.org/resources/news-events)
                  - [FAQs](https://www.usccreditunion.org/resources/faqs)
                  - [eBooks](https://www.usccreditunion.org/resources/ebooks)
                  - [Newsletters](https://www.usccreditunion.org/resources/newsletters)
                  - [Requests, Forms & Applications](https://www.usccreditunion.org/resources/requests-forms-applications)
    - [Access](https://www.usccreditunion.org/product-landing/access) 
          - [Access](https://www.usccreditunion.org/product-landing/access) 
                  - [ATMs & Branches Worldwide](https://www.usccreditunion.org/products/atms-and-branches-worldwide)
                  - [Home Banking](https://www.usccreditunion.org/products/home-banking)
                  - [Mobile Banking](https://www.usccreditunion.org/products/mobile-branch-access)
                  - [Online Fund Transfer](https://www.usccreditunion.org/products/online-fund-transfer)
                  - [Bill Pay](https://www.usccreditunion.org/products/bill-pay)
                  - [Direct Deposit](https://www.usccreditunion.org/products/direct-deposit)
                  - [Wire Services](https://www.usccreditunion.org/products/wire-services)
                  - [ACH](https://www.usccreditunion.org/products/ach)
- [Membership](https://www.usccreditunion.org/apply-now/)
- [Contact Us](https://www.usccreditunion.org/contact-us/)

# USC Credit Union Blog

# USC Credit Union Blog

## Sydney

### Recent Posts

## [The Millennial's Guide to Saving](https://blog.usccreditunion.org/blog/the-millennials-guide-to-saving?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on Oct 18, 2018 2:04:00 PM

[![cash-coin-coins-64824](https://blog.usccreditunion.org/hubfs/cash-coin-coins-64824.jpg)](https://blog.usccreditunion.org/blog/the-millennials-guide-to-saving?hsLang=en-us)

For a millennial, saving can seem like a scary word. We often look at saving as something meant for adults looking to buy a house or save for retirement, simply not applicable to us. However, starting to save in your 20's can have incredibly positive effects on your financial wellbeing as you continue into adulthood. Here are some reasons saving is important and some ways to start saving (even if you think you have no money). 

[Read More](https://blog.usccreditunion.org/blog/the-millennials-guide-to-saving?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [How to be Defensive About Your Financial Account Security](https://blog.usccreditunion.org/blog/how-to-be-defensive-about-your-financial-account-security?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on Oct 11, 2018 2:03:00 PM

[![hacking-2903156_640](https://blog.usccreditunion.org/hubfs/hacking-2903156_640.jpg)](https://blog.usccreditunion.org/blog/how-to-be-defensive-about-your-financial-account-security?hsLang=en-us) 

[Read More](https://blog.usccreditunion.org/blog/how-to-be-defensive-about-your-financial-account-security?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [5 Financial Tips for New College Students](https://blog.usccreditunion.org/blog/5-financial-tips-for-new-college-students?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on Sep 27, 2018 2:02:04 PM

[![Financial-Tips-For-New-College-Students](https://blog.usccreditunion.org/hubfs/Financial-Tips-For-New-College-Students.jpg)](https://blog.usccreditunion.org/blog/5-financial-tips-for-new-college-students?hsLang=en-us) 

[Read More](https://blog.usccreditunion.org/blog/5-financial-tips-for-new-college-students?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [Simple Ways to Nurse your Credit Score Back to Health](https://blog.usccreditunion.org/blog/simple-ways-to-nurse-your-credit-score-back-to-health?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on Sep 13, 2018 2:02:00 PM

[![Credit Cards Photo Mockup-3](https://blog.usccreditunion.org/hubfs/Credit%20Cards%20Photo%20Mockup-3.png)](https://blog.usccreditunion.org/blog/simple-ways-to-nurse-your-credit-score-back-to-health?hsLang=en-us)

[Read More](https://blog.usccreditunion.org/blog/simple-ways-to-nurse-your-credit-score-back-to-health?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [Tips for Getting the Most out of Your College Education](https://blog.usccreditunion.org/blog/tips-for-getting-the-most-out-of-your-college-education?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on Aug 23, 2018 2:03:00 PM

[![37992271164_282697ca77_oresize](https://blog.usccreditunion.org/hubfs/37992271164_282697ca77_oresize.png)](https://blog.usccreditunion.org/blog/tips-for-getting-the-most-out-of-your-college-education?hsLang=en-us) 

[Read More](https://blog.usccreditunion.org/blog/tips-for-getting-the-most-out-of-your-college-education?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [Everything You Need to Know About Share Certificates](https://blog.usccreditunion.org/blog/everything-you-need-to-know-about-share-certificates?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on Jul 26, 2018 2:02:00 PM

[![coins-currency-investment-insurance-128867](https://blog.usccreditunion.org/hubfs/coins-currency-investment-insurance-128867.jpeg)](https://blog.usccreditunion.org/blog/everything-you-need-to-know-about-share-certificates?hsLang=en-us)

Share Certificates: You might have seen this term before but didn’t know what it meant. Share Certificates are a secure, long term investment that give you the returns you deserve, while giving you the flexibility to choose how much you invest and the length of term.

[Read More](https://blog.usccreditunion.org/blog/everything-you-need-to-know-about-share-certificates?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [5 Travel Tips to Help You Stay Financially Safe](https://blog.usccreditunion.org/blog/7-travel-tips-to-help-you-stay-financially-safe?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on Jun 7, 2018 2:04:00 PM

[![wing-plane-flying-airplane-62623](https://blog.usccreditunion.org/hubfs/wing-plane-flying-airplane-62623.jpeg)](https://blog.usccreditunion.org/blog/7-travel-tips-to-help-you-stay-financially-safe?hsLang=en-us) 

[Read More](https://blog.usccreditunion.org/blog/7-travel-tips-to-help-you-stay-financially-safe?hsLang=en-us)

- [Tweet](https://twitter.com/share)

## [5 Dos and Don'ts of Buying a New Car](https://blog.usccreditunion.org/blog/5-dos-and-donts-of-buying-a-new-car?hsLang=en-us)

 Posted by [Sydney](https://blog.usccreditunion.org/blog/author/sydney) on May 24, 2018 2:00:00 PM

[![pexels-photo-97079](https://blog.usccreditunion.org/hubfs/pexels-photo-97079.jpeg)](https://blog.usccreditunion.org/blog/5-dos-and-donts-of-buying-a-new-car?hsLang=en-us)

Buying a new car can be one of the most important decisions you make as an adult. Be sure to consider these 5 dos and don’ts when buying the car of your dreams this summer. You’ll show up to the dealership looking like an auto pro!

[Read More](https://blog.usccreditunion.org/blog/5-dos-and-donts-of-buying-a-new-car?hsLang=en-us)

- [Tweet](https://twitter.com/share)

[Previous](https://blog.usccreditunion.org/blog/author/sydney/page/2) [All posts](https://blog.usccreditunion.org/blog/all)

## Welcome to our Blog!

### We provide the tools to build a smart financial future.

At USC Credit Union we put financial success in your hands. It's your future. Own it.

### Subscribe

### Recent Posts

### Topics

- [Students (10)](https://blog.usccreditunion.org/blog/topic/students)
- [Home Buying (8)](https://blog.usccreditunion.org/blog/topic/home-buying)
- [Budgeting & Saving (6)](https://blog.usccreditunion.org/blog/topic/budgeting-saving)
- [Taxes (4)](https://blog.usccreditunion.org/blog/topic/taxes)
- [auto loans (4)](https://blog.usccreditunion.org/blog/topic/auto-loans)
- [Credit Unions (3)](https://blog.usccreditunion.org/blog/topic/credit-unions)
- [Financial Fitness (3)](https://blog.usccreditunion.org/blog/topic/financial-fitness)
- [Fraud Awareness (3)](https://blog.usccreditunion.org/blog/topic/fraud-awareness)
- [credit cards (3)](https://blog.usccreditunion.org/blog/topic/credit-cards)
- [Identity Theft (2)](https://blog.usccreditunion.org/blog/topic/identity-theft)
- [Invest (2)](https://blog.usccreditunion.org/blog/topic/invest)
- [financial education (2)](https://blog.usccreditunion.org/blog/topic/financial-education)
- [Digital Services (1)](https://blog.usccreditunion.org/blog/topic/digital-services)
- [IRA (1)](https://blog.usccreditunion.org/blog/topic/ira)
- [Managing Debt (1)](https://blog.usccreditunion.org/blog/topic/managing-debt)
- [Scholarships (1)](https://blog.usccreditunion.org/blog/topic/scholarships)
- [Share Certificates (1)](https://blog.usccreditunion.org/blog/topic/share-certificates)
- [account (1)](https://blog.usccreditunion.org/blog/topic/account)
- [credit (1)](https://blog.usccreditunion.org/blog/topic/credit)
- [credit score (1)](https://blog.usccreditunion.org/blog/topic/credit-score)
- [home (1)](https://blog.usccreditunion.org/blog/topic/home)
- [usc (1)](https://blog.usccreditunion.org/blog/topic/usc)

see all

### Follow Us

<https://blog.usccreditunion.org/blog><https://plus.google.com/114511227500016061000><https://twitter.com/USCCreditUnion><https://www.facebook.com/188176325183>

- [About Us](https://www.usccreditunion.org/apply-now/about-us)
- [Contact Us](https://www.usccreditunion.org/contact-us)
- [ATM & Branches](https://www.usccreditunion.org/atm-locator)
- [Careers](https://www.usccreditunion.org/careers)
- [FAQs](https://www.usccreditunion.org/resources/faqs)
- [Rates](https://www.usccreditunion.org/rate-summary)
- [Forms](https://www.usccreditunion.org/resources/forms/)
- [News & Events](https://www.usccreditunion.org/resources/news-events)
- [Disclosures](https://www.usccreditunion.org/wp-content/uploads/disclosures.pdf)
- [Fees](https://www.usccreditunion.org/wp-content/uploads/fees.pdf)
- [Privacy Policy](https://www.usccreditunion.org/wp-content/uploads/privacy-policy.pdf)
- [Terms of Use](https://www.usccreditunion.org/terms-of-use)
- [Sitemap](https://www.usccreditunion.org/sitemap)

- <http://portal.hud.gov/hudportal/HUD>
- <http://www.usc.edu/>
- <http://www.ncua.gov/>
- [Federally Insured by NCUA](http://www.ncua.gov/)

**If you are using a screen reader or other auxiliary aid and are having problems using this website, please call  
(877) 670-5860 for assistance.**

© 2025 USC Credit Union. All rights reserved.

[![logo](https://blog.usccreditunion.org/hs-fs/file-1104064193-png/images/logo.png)](https://www-dev.usccreditunion.org/)